Learning the Hard Way

Learning the Hard WayThe day I said goodbye to high school, like most graduates, I was pretty sure that I had the world at my fingertips. I could do anything. I was invincible.

A couple of student loans, many college classes and a party, or two, later and my eyes were opened to the scary truth. I had scars proving that I wasn’t invincible and debt to prove I couldn’t do everything. Oh, and if I couldn’t find a way to reign that debt in then I definitely wouldn’t have the world at my fingertips either.

What we aren’t told about college, at least not until we’re down to the wire, is how much college actually costs. How our parents probably won’t be able to afford the cost for us. That unless we keep our grades perfect and extracurricular activity all over the board (and sometimes even if we do) there’s no way we’ll be able to get a scholarship for a full ride.

Now we have this huge pile of money that we need to come up with and no credit standing to rely on. This leaves us applying for student loans. Loans that are geared towards young adults with no credit. Kids that are barely out of school and don’t really understand debt and annual percentage rates because they haven’t been slapped in the face with them yet.

I found myself so buried under debt from college that I didn’t know how to climb back out. Thankfully, I came across the website DebtHelper.com. Not only do they know what they’re talking about, what they took the time to make sure that I understood too. Then we begin working at my debt pile together. If it weren’t for Debt Helper I wouldn’t be able to say that I’m completely debt free now. The world is at my fingertips once again.

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